• What are the chances I will have long-term medical care expenses?

“While the general population perceives the risk of needing long-term care services to be less than 25%, the actual risk for needing long-term care (either home care of nursing home care) is greater than 50%.” The LTC Planning Guide by Phyllis Shelton 2001

It would be great to think that you and your loved ones would never have long-term medical care expenses but the odds are, at some point, you or someone you love will need long-term care. Having protection against such expenses can be crucial to obtaining quality care and home care options while preserving other important assets.

And the good news is a nursing home is most likely not in your future. Most long-term care, 82%, takes place in the home or assisted living facilities. Long-term care insurance protection makes staying at home while receiving high quality care an excellent option.

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